or [emailprotected]. view your loan options, and upload and e-sign required documents. Accessing the Cardinal Portal, the Gateway to FIN/HCM/BI. Cardinal Financial is on a mission to simplify and modernize the wholesale lending industry. Amusement parks let you save time with "fast passes." If youre interested in Octane, weve got good news. Can I access Octane on my phone? 03{L2y1Igrxx. #FreddieMac #BorrowSmart #DownPaymentAssistance. Octane. We believe in empowering the broker and want to help your business thrive. Cardinal Financial Company, Limited Partnership DBA Sebonic . This is a space that is truly opening doors in an "inventory-suppressed" market. Join us in celebrating this expanded and inclusive holiday and the cultures of these families. 855.399.6242 p)~"g 4&00 C Contact Us If you are due a refund, let's start talking about how these dollars can start working for you on your current home, or toward a new Real Estate opportunity. Meet Octane . If you're tired of the back-and-forth phone calls or wasting time emailing and . 24 0 obj As we look to modify our business plan based on current market conditions, consulting with a lender and obtaining a pre-approval letter provides the borrower 6800 Paragon Place, 3rd Floor Richmond, VA 23230. Simple financing for motorcycles, ATVs, mowers, and more. Shop worry free - our process wont hurt your credit. Sign in even on the weekend to view your loan or get started. Visit the NMLS Consumer Access website for regulatory information about us. % And if you prefer paper mail, send your payment to: Cardinal Financial Company, Limited Partnership. No emailing or faxing. Shop worry free - our process won't hurt your credit. You're in Octane. ** All localities are Non-COV. Its a robust, industrial-grade platform designed to make doing business with us faster, easier, and more efficient than ever before. Our technology is enhanced by our human expertise and guided by a We can do that! culture. This role will also handle various duties to support the settlement and post-funding teams with validating completeness in preparation of . Real rates, real payments. Simply: they really give a damn about you. Visit our Submit a Ticket page for additional guidance and information to include in your email for quicker support. Additional licensing information can be found at: https://cardinalfinancial.com/nmls-licensing/. OFFERS SUBJECT TO CHANGE WITHOUT NOTICE. j,&`[pvhY#:#-B=2- 4B*zZdL?A We saw the way most lenders do business and thought, "There's got to be a better way!" Its our solution to the industrys complexities and its giving borrowers the power to have a more convenient lending experience. Borrowers today are not only looking for speed and convenience. Agencies within the Commonwealth of Virginia (COV*) network, whose users are managed through VITA, are considered COV agencies/users. Loan approval and rate are dependent upon borrower credit, collateral, financial history, and program availability at time of origination. Your browser is out of date. endobj Use the "Request Assistance" link found on the top menu bar of the VITA Service Portal,or go to the Vita Customer Care page to send a ticket to VCCC. 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273. What should I do if I cant remember my security question? stream * Access thecomplete listof Commonwealth of Virginia (COV) and Non-COV agencies to confirm your agency network. Select Accept to consent or Reject to decline non-essential cookies for this use. Cardinal is the proprietary owner and developer of Octane, its in-house loan origination system. Here at Peoples Home Equity, the home loan platform we use is Octane. How can I change my authentication phone number? At home. #cardinalfinancial #octane, So now that the Spring season is upon us, let's look forward to Tax Day (April 15th, 2023). Soft credit pull. Since we can't share digital candy, consider dropping a piece of advice for other mortgage brokers in the comments below! Octane is designed to foster the most predictable, efficient, and controlled lending experience. 855.399.6242 That's why our broker partners count on Cardinal Financial Wholesale and Octane to get their borrowers home. 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273. or [emailprotected]. This role requires an understanding of specific systems within Cardinal Financial, including, but not limited to, Octane, Velocify, Asana, Zoom, InContact, NICE, and more. In 2021, President Biden authorized renaming Asian American & Pacific Islander Heritage Month to include Native Hawaiians, recognizing the state's longtime efforts to be part of the month's celebrations. :g; hZ_eX:p6eT@Cf2M It has known security flaws and may not display all features of this and other websites. Let's be honest about what needs to be done in order to make a significant mark on our industry over the next few years. Your loan officer will also send you a link to complete an application on Octane, Cardinal Financial's loan origination platform. View your loan activity and receive live updates at each loan milestone. Employees are automatically enrolled at 3% with the option to change the deferral rate at any time. All trademarks and trade names are the property of Cardinal Financial. Granular details, price breakdowns, and closing costs all at your fingertips. All applications are subject to credit approval by RF. Because when you win, we win. The Cardinal Portal is the access point to the Cardinal Financials (FIN), Human Capital Management (HCM), and Business Intelligence (BI) applications. We are genuine, hard-working people who have the audacity to continuously raise the bar and intentionally iterate beyond what is considered "enough." We never settle. Call 877.604.7294 for assistance. Cardinal Financial presents itself as a great option to leverage our platform to grow in the years to come. That's home financing as. Let's give a warm welcome to Clay Autman, the newest member of the Cardinal Financial Wholesale team! Bring your own mug to avoid using disposable cups x\[o~sp8v-mwt("%jlQ 9$_H?|4}SzB`OwgQ_~o? QZOZIqP"ogc?POP'\OL0c66ix="{XXPbMl !aI0 `p )6,{'lEa B=#nb!RR. Cardinal users can access all applications by visiting my.cardinal.virginia.gov, or by clicking the red button in the upper right corner . Also Cardinal will send you relevant disclosures and notices electronically as related to this specific transaction. Create an account and register to set up automatic draft payments, add/edit personal account details, or request year-end documents. Not finding the answers you need? Get in touch with our team at We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough." #octane #cardinalfinancial 26 1 Comment David Drake NMLS #1596007, This material has been prepared for marketing purposes only. Dont go it alone, this isnt easy! How Octane Works. 833.562.2727 No emailing or faxing. #cardinalfinancial #octane, Cardinal Financial Northeast Div: Capo-Dibug Team. You can update your choices at any time in your settings. Select Accept to consent or Reject to decline non-essential cookies for this use. At your convenience, please contact the Cardinal Financial Customer Care department at (855) 957-6405 or via email to [email protected]ncial.com. 27 0 obj Call {{first_name}} . Other loan services provided by Dovenmuehle include billing, payment processing, escrow payments, year-end IRS reporting, ARM adjustment notices, and payoff services. They are licensed in all 50 states and the District of Columbia, which is a somewhat rare feat unless we're talking about the largest mortgage lenders in the nation. Check out Our Process. Tommy has the ability to lead, originate, manage & mentor his Team through the best and worst of markets We are grateful to have you and your leadership at Cardinal Financial! xcbd`g`b``8 "YlGL.$Hj3 No babysitting. Home financing solutions that are crafted and tailored to their unique needs. Every second counts when it comes to mortgage applications. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills, and experiences within our workforce. The Senior Call Monitoring Analyst monitors calls to improve call quality, performance, compliance, in order to deliver the highest possible service to our customers and clients. Octane is Cardinal's proprietary loan origination system. Contact us by phone or form, and we'll be happy to assist you. I've seen mortgage champions come to life when they've thought they've seen it all at other lending organizations. Gone are the days of waiting in someones queue. Cardinal Financial Company, Limited Partnership, NMLS ID 66247. What is Octane? Easter's full of treats for the kids, but what about the brokers? We have a best-in-class CF Team, which services both the Originator and Consumer with an experience that is unmatched. Powered by our industry changing proprietary technology, Octane, we are modernizing the entire process and deliver an experience of unrivaled speed, transparency and execution to uphold the fundamental importance of the Broker in homeownership. Cardinal Financial will provide sound advice and information while keeping you abreast of the process from start to closing; changing the game for the better. %PDF-1.5 endstream Our If youre interested in Octane, weve got good news. Thank you. Box 0054. View your loan activity and receive live updates at each loan milestone. Instant decisions, flexible terms, and competitive rates.Financing options for more people than ever. The Document Management Specialist I will play a key role in ensuring the highest level of support is provided to both internal and external customers throughout the collateral and/or final documents process. The Call Monitoring Analyst II supports and monitors calls to measure performance and facilitate strategic business objectives, requirements, and expectations. Those clients often refer friends and family because of their relationships. or [emailprotected]. Corporate Address: 3701 Arco Corporate Drive, Suite 200, Charlotte, North Carolina 28273. Senior Vice President - Retail Divisional Leader Report this post Report Report Join now Sign in CF Wholesale's Post CF Wholesale 1,556 followers 11h Report this post Report Report. By signing this E-Consent, Cardinal may process your information and interact with you electronically for all relevant portions of the loan process, except where prohibited by law. Proud homeowner? A possible 3-course menu for 6 people who don't like nuts or seafood is: Starter: Vegetable soup with gluten-free bread. Octane is designed to foster the most predictable, efficient, and controlled lending experience. March 7, 2023. You haven't tried Octane yet. Cardinal Financial is a fast-paced, progressive, and professional organization that focuses on designing solutions for our borrowers, partners, and employees. Octane makes it easy to get accurate rate quotes, view your loan options, and upload and e-sign required documents. Octane is our proprietary loan origination technology we built for our borrowers and loan officers. Continuously monitor calls to detect broken internal . Were just getting started. This role possesses a solid understanding of the Mortgage Loan Process from . Its speed, efficiency, and precision remove friction from the process and ensure every critical deadline is met. Personalized for you. Cardinal Financial is powered by Octane. Weve engineered a mortgage platform that collects all of your information up front, generates a live rate quote tailored to your unique financing needs, and seamlessly guides you through a simple to-do list to help you gather required documents in a snap. Learn more in our Cookie Policy. For the user types listed below, you must complete the one-timeregistration processbefore using Cardinal for the first time.   Learn more. We believe that more control results in a better experience. *** Agencies outside the Commonwealth of Virginia (COV) network and users not managed by VITA (personal email address) are considered Non-COV agencies/users. Sign in to your account to make a payment, check the status of a mortgage payment, or add/edit your personal account details. Thats home financing as it should be. Terms and conditions may apply. If you are looking to propel your career as an Originator at Cardinal Financial in our Retail Division, come let us know! We never settle. Real rates, real payments. 28 0 obj Go to the Octane Sign In page https :// o ctane.cardinalfinancial.com If you click on > Sign In link and receive an "Unauthorized Access" message your location has not been authorized for Octane access and you will have to request Meet Octanethe industrys most accurate, modern lending solution that eliminates frustration, saves you time, and happens all where you want it to. One-time close loans are an accessible, attractive option for new home construction because they allow you to bundle the purchase of the land and the labor into one mortgage loan instead of taking on two separate mortgages for each. 25 0 obj Classic and satisfying dish with garlic, lemon, and rosemary. You can get connected with one of our licensed mortgage advisers today and theyll help you get started. The Cardinal Portal is the access point to the Cardinal Financials (FIN), Human Capital Management (HCM), and Business Intelligence (BI)applications. Back . Don't be a loan-level mediator anymore. Octane makes change easy. In a matter of clicks, you can change your clients loan details, automatically redisclose, and instantly update your approval. Reach out to the Team at Cardinal Financial for either of your needs! What takes three days at other wholesale lenders takes as little as three minutes at Cardinal Financial Wholesale. Cardinal Financial is a fast-paced, progressive, and professional organization that focuses on designing solutions for our borrowers, partners, and employees. endobj For more information, please refer to Section 1 of theCardinal System Access Guide. Visit the NMLS Consumer Access website for regulatory information about us Cardinal Financial Company, Limited Partnership (NMLS ID 66247). Welcome to Octane. These leaders KNOW WHAT IT TAKES to make a difference for everyone and their systems, leadership, and culture define it. Theyre looking for accuracy. Octane has been in development for over a decade and its transforming the wholesale lending industry. Its your loan on your time. Is Cardinal Financial home financing as it should be? #cardinalfinancial #octane. COV users with an agency-provided email address can use their COV credentials (email address and network password) to log into Cardinal. This automated email may take up to 20 minutes to deliver, make sure to check your spam! If you are in this category AND have an agency assigned business email address, there is no need to register. E-sign session complete. endobj LinkedIn and 3rd parties use essential and non-essential cookies to provide, secure, analyze and improve our Services, and to show you relevant ads (including professional and job ads) on and off LinkedIn. This will set up your online account with our partner Dovenmuehle Mortgage, Inc. so that you may make payments and view your account details. Welcome to Cardinal Financial. It was built for borrowers looking for a faster, easier, and more streamlined lending experience. Call your Account Executive to learn more. To reset your Cardinal Password, access the Cardinal Login page and clickthe Forgot Password link. Now at Cardinal Financial Wholesale, you can offer them more competitive rates on conforming FHA loans. << /Filter /FlateDecode /Length 2641 >> We are here to help your borrowers impacted by COVID-19. Check out Our Process. Cardinal Financial is powered by Octane. At every critical checkpoint, Octane sends you a clear, concise, automated email about what just happened and what's going to happen next. It's a robust, industrial-grade platform designed to make doing business with us faster, easier, and more efficient than ever before. Learn more about the down payment assistance program on our site: https://hubs.li/Q01mpcbT0 Thought your smartphone was helpful? How To Sign In With a Remote location first complete the Remote Access steps below. Call 877.604.7294 for assistance. That means your FHA borrowers can enjoy lower monthly payments, and you can enjoy the competitive edge you need to scale your business. Terms and conditions may apply. << /Annots [ 50 0 R 51 0 R 52 0 R 53 0 R 54 0 R 55 0 R 56 0 R 57 0 R 58 0 R 59 0 R 60 0 R 61 0 R 62 0 R 63 0 R 64 0 R 65 0 R ] /Contents 29 0 R /MediaBox [ 0 0 612 792 ] /Parent 79 0 R /Resources << /ExtGState << /G3 44 0 R >> /Font << /F10 49 0 R /F4 45 0 R /F5 46 0 R /F6 47 0 R /F7 48 0 R >> /ProcSet [ /PDF /Text /ImageB /ImageC /ImageI ] /XObject << /X8 30 0 R >> >> /StructParents 0 /Type /Page >> We dont give you keys to a portalwe give you a front row seat in our system of record. Open a Cardinal help desk ticket by emailing vccc@vita.virginia.gov and put CARDINAL in the subject line. Financing may be available for applicants selecting dealers outside of the RFs network, but the credit decision and closing process may be different. Cardinal Financial Wholesale is committed to giving you the keys to drive your business and delievering the best tools for you to do so. This role will also handle various duties to support the settlement and post-funding teams with validating completeness in preparation of . Learn More. Sign in even on the weekend to view your loan or get started. When brokers partner with Cardinal, they receive access to Octane, which provides users total control and autonomy. And if there's anything that needs attention, don't stressOctane will notify you. For additional licensing information please visit: https://www.cfwholesale.com/licensing/, Want to help your customers close the gap between personal savings and competitive down payment requirements? `4b`(u_padg`` f6 Based on current market conditions, and the LLPA/DTI news from yesterday, there are more buyers who are eligible to qualify for a new home than at any other point in 2023. You can update your choices at any time in your settings. Financing options for more people than ever. This is not a loan commitment or guarantee of any kind. Come explore more #cardinalfinncial #octane, What are you leveraging in order to grow your business? Theyre looking for accuracy. Octane is our proprietary loan origination technology we built for our borrowers and loan officers. If you've received your Cardinal Financial Welcome Package and have not registered your online account, you may click below to register. The technology guides you through the home loan process, from displaying loan options (complete with closing costs) to offering. This will set up your online account with our partner Dovenmuehle Mortgage, Inc. so that you may make payments and view your account details. We are genuine, hard-working people who have the audacity to continuously raise the bar and intentionally iterate beyond what is considered "enough.". Financing is offered through Roadrunner Financial, Inc. ("RF"). These mortgage leaders are making a difference in so many lives in the Cardinal Financial Northeast Div: Capo-Dibug Team every day, every way, for everyone. How long does it take to get octane at Cardinal Financial wholesale?   Learn more. At home. Plus, it's super secure and paperless. It was built by our parent company, Cardinal Financial, for borrowers looking for a faster, easier, and more streamlined lending experience. Thomas Schwan #Kudos I really appreciate you #GoingAboveAndBeyond #CardinalFinancial #MortgageLending #CFWholesale #MortgageBroker #FHA, Join to see who you already know at CF Wholesale. Its a robust, industrial-grade platform designed to make doing business with us faster, easier, and more efficient than ever before. Octane is our home loan platform and system of record. Our smarter, nimbler home loan platform that puts your experience first. New to the neighborhood? Other content from online.cardinalfinancial.com, Recommended to you based on what's popular Feedback, Cardinal Financial's Octane provides users a high level of, My Account | Cardinal Financial Wholesale, Home Loan Solutions in USA | HMG Home Loans, Sebonic Financial | Reliable Realtime Reinvented, Cardinal Financial's Octane provides users a high level of , Great Rates. endobj CF Wholesale | 1,540 followers on LinkedIn. Get in touch today: https://hubs.li/Q01Jcwdy0, This place is our home. If you're a broker and reached this page from the Calyx Marketplace, please visit Cardinal Financial Wholesale to get . We believe that more control results in a better experience. Fair Housing Month is as much about ensuring fair lending practices as it is about ensuring equal access to housing for everyone. Want more information on what our process looks like? We thought loan applications should function similarly, which is why Octane automatically assigns underwriters to help your borrowers get through the process faster. If you're seeing this message, that means JavaScript has been disabled on your browser, please enable JS to make this app work. Method. Here at Peoples Home Equity, the home loan platform we use is Octane. stream We are here to help your borrowers impacted by COVID-19. Rates and terms are subject to change without notice. {{last_name}}. Understand your buying options so you can shop with confidence. << /Dests 80 0 R /Pages 79 0 R /Type /Catalog >> cz-`=J)&INHK'iXIquReE(4,{wn123 VZ3[-T$lTye E-sign everything right in Octane. Not a CFW Broker yet? Become a broker here: https://hubs.li/Q01N38-j0. #cardinalfinancial #octane, We are just one day away from the "unofficial" start of the Spring Home-Buying season St. Patrick's Day! If you are making your first payment, please mail to: Cardinal Financial Company, Limited Partnership. - Cardinal Credit Union. If youre tired of the back-and-forth phone calls or wasting time emailing and faxing documents, that stops here. I am beyond blessed to be part of this incredible team where I can put my purpose to serve to the benefit of so many. endobj << /Type /XRef /Length 90 /Filter /FlateDecode /DecodeParms << /Columns 5 /Predictor 12 >> /W [ 1 3 1 ] /Index [ 24 73 ] /Info 43 0 R /Root 26 0 R /Size 97 /Prev 318081 /ID [] >> One-Time Close Loan. endstream Use the "Request Assistance" link found on the top menu bar of the VITA Service Portal, or go to the Vita Customer Care page to send a ticket to VCCC. Octane offers more control and less complexity. Commit to paperless processing (thanks, Octane). Personalized for you. Granular details, price breakdowns, and closing costs all at your fingertips. Using our peerless combination of best in class service, price and execution, we deliver a wholesale experience that redefines the standard. Borrowers today are not only looking for speed and convenience. Respect, teamwork, and an environment where everyone has the opportunity to grow is what they have proven. Your browser is out of date. He believes Cardinal Financial is building a culture of innovation and accountability that will lead the Wholesale channel into the future. Karl Benjamin is the VP of Wholesale and a Certified Mortgage Banker with over 20 years of experience. Cardinal is available to all users 24 hours a day, 7 days a week, except on Sundays from 8:00 a.m. to 5:00 p.m. Cardinal Project Copyright 2023 WAI Compliance, An Agency of the Commonwealth of Virginia, Any employee using a personal email address, Any Non-COV*** agency employee using an agency assigned business email address, Any locality employee** using a locality assigned business email address. There is nothing better than attracting great talent and business partners to your organization. Were the wholesale lending partner youve been looking for. More getting back to doing what you do best. We know this is a tough time for you and for everyone involved. Generate your own closing docs in a snap. 440.266.2200, Online Loan Payments - Cardinal Financial, Unlock the full experience on Microsoft Edge. Like all great initiatives, it takes dedication and hard work. Let's start working together to achieve these goals together! . Feel free to reach out to discuss the opportunity that awaits! Watching both the individual and the company flourish in << /Linearized 1 /L 318493 /H [ 1111 249 ] /O 28 /E 130496 /N 6 /T 318080 >> LinkedIn and 3rd parties use essential and non-essential cookies to provide, secure, analyze and improve our Services, and to show you relevant ads (including professional and job ads) on and off LinkedIn. With Octane, our customers have more control over the process than any other lender can offer. Octane makes it easy to get accurate rate quotes, view your loan options, and upload and e-sign required documents. Not all applicants will qualify. 2023 Cardinal Health, Inc. All rights reserved, WebAuto Mortgage Personal VISA Credit Home Equity Savings Checking Investments Student & Business Loans FREE counseling & more! Its a robust, industrial-grade platform designed to make doing business with us faster, easier, and more efficient than ever before. Home financing solutions that are crafted and tailored to their unique needs. Cardinal Financial's staff are more in tune with the community, home values, and market conditions which is advantageous. It just got easier than ever with Freddie Mac BorrowSmart, now available for Cardinal Financial Wholesale broker partners. Octane allows Cardinal to operate more efficiently, which contributes to its ability to provide Will Cardinal Financial lead the wholesale channel into the future? Octane was designed to deliver the best mortgage experience possible, giving borrowers the power to have a more convenient lending experience. Know before you go. E-sign everything right in Octane. We acknowledge that the Brokers reputation lies largely with the wholesale partner. All of your loan details at a glance. In the meantime, if your issue is urgent, consider calling us at 800-900-4954 and reference support ticket # Want more information on what our process looks like? 833.562.2727 Just in: The FHA has lowered mortgage insurance premiums (MIP). 26 0 obj Please reference the resources below which correspond with your user classification. Your online account is provided by our partner, Dovenmuehle Mortgage, Inc., and can be used to make payments, view account details, request year-end IRS reporting, and more. NOTICE TO APPLICANTS APPLYING FOR FINANCING: Instant finance offers subject to credit approval. Authorize your current location by going to the Octane Remote Access page. Thats home financing as it should be. Thats home financing as it should be. It was built for borrowers looking for a faster, easier, and more streamlined lending experience. Plus, Octane keeps our costs low so you're always getting the most value for your loan. Rae Drake NMLS #363643 Octane is our proprietary loan origination technology we built for our borrowers and loan officers. First time users MUST refer to theCardinal Registration Quick Start Guide. For licensing information, go to www.nmisconsumeraccess.org. Cardinal Financial Company, Limited Partnership DBA Sebonic Financial (NMLS ID 66247). Instant decisions, flexible terms, and competitive rates. Meet Octanethe industrys most accurate, modern lending solution that eliminates frustration, saves you time, and happens all where you want it to. To apply for financing for a new or used vehicle with RF, you . With Octane, you get full control over your closing prep so you can close your purchase loans on time and go get more business. The company has earned the coveted status of approved lender for Fannie Mae, Freddie Mac, and Ginnie Mae.Additionally, the company has been named an approved lending institution by the FHA, VA, and USDA. . This step can serve to clarify their total house-hunting budget and the monthly mortgage payment they can afford. Simply put, Octane makes your business better by allowing you to be "sales-centric" rather than stressing over processes, products, and technology. We saw the way most lenders do business and thought . FHA loans are one of the most accessible options for new buyers, buyers with troubled credit, and buyers with lower incomes.